Private Dental Plans
What is a dental plan?
Dental treatments and their results often need to be monitored and maintained. In order for the dentist to keep track of your progress, you will need a dental plan. This can be made to fit your own personal needs and can also be more cost-effective than paying for dental treatments on a case by case basis.
When you join a dental plan, you can spread the payment of your treatment out monthly so you will have an idea of how much money you will need to spend. It is also good for those who know they’re going to need a lot of treatment and want to start their treatment or maintenance plan straight away.
There are two types of dental plans, maintenance plans and capitation plans. Maintenance plans tend to focus on preventative dental care to reduce the chances of you developing oral diseases and infections. The plan can also cover accident and emergency insurance. In a typical maintenance plan, you can be expected to receive two oral examinations and two oral hygiene visits as well as an X-ray every year. These plans are payed to the dentist directly so prices vary between practices.
Capitation plans are more comprehensive and cover treatments for hygiene, X-rays, fillings, crowns, bridge, root canal and extraction, so you can expect to pay more.
Who needs a private dental plan?
If you are looking for a cheaper alternative to receiving dental care, then you should consider joining an oral maintenance plan with your private dental practice. If you don’t want to pay for dental insurance or using the NHS pay as you go system is not working for you, then you might want to look into dental payment plans. As mentioned above, it is cheaper than paying the full price for each individual treatment and provides you with more cover. It is also good for people who neglect their oral hygiene since a plan includes regular check-ups and routine tooth cleaning.
What to look for in a good dental plan
A good dental plan will include regular examinations and close contact between the patient and the dentist. The whole point of a dental plan is to keep the patient covered for any possible problems that may occur during the treatment and gives the patient reassurance in the dental treatment they are receiving.
A good dental plan should:
- Provide flexibility
- Provide insurance cover
- Include routine checkups and cleaning
- Provide you with preventative advice
There are situations after a treatment that requires further maintenance. Treatments for gum disease require periodontal maintenance and being fitted with implants usually comes with some type of dental implant maintenance routine.
Where to Find the Best Dental Plans
It is important that you find a dental plan that best suits you. This means you’re going to have to look around and speak to dentists about what plans they have to offer. Dental clinics also offer alternatives to the average monthly payment and you can choose to pay using a health cash plan.